Terms of service

Last updated: 01 November 2025

1. Acceptance of Terms

By accessing or using the website of The Rosemary E. Lake Foundation ("The 1% Club"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the site.

2. Use of Our Website

You agree to use this site for lawful purposes only and not to:

• Misuse forms or interfere with site functionality
• Upload malware or offensive content
• Attempt unauthorised access to our systems

We reserve the right to suspend or terminate access if these terms are breached.

3. Donations and Payments

When making a donation through our site or third-party platforms:

• You confirm the payment details are yours.
• Donations are processed via secure PCI-compliant providers.
• Refunds will only be considered in exceptional circumstances at our discretion.

Gift Aid claims are made only with your explicit consent.

4. Intellectual Property

All content on this website (including text, logos, and images) is owned by The Rosemary E. Lake Foundation or licensed for use. You may not copy, reproduce, or distribute it without our permission.

5. Links to Other Websites

Our website may contain links to third-party sites for convenience. We do not control or endorse their content and accept no liability for them.

6. Limitation of Liability

While we aim for accurate and timely information, we make no warranties as to its completeness or availability. We are not liable for any loss arising from your use of this website or any linked site.

Nothing in these terms limits our liability for fraud or personal injury caused by our negligence.

7. User Content and Feedback

If you submit comments or stories for publication, you grant us a non-exclusive, royalty-free licence to use, edit, and display them in connection with our charitable activities.

8. Privacy and Data Protection

Your use of this site is also governed by our [Privacy Policy], which explains how we collect and process personal data.

9. Cookies

We use cookies to enhance your experience. By using our site you consent to our Cookie Policy.

10. Changes to These Terms

We may update these Terms from time to time. Changes take effect upon posting. Please check regularly for updates.

11. Governing Law

These Terms are governed by the laws of England and Wales, and any disputes shall be subject to the exclusive jurisdiction of its courts.